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Mortgage
Applying online is as easy as 1-2-3. You can apply now in as little as 20 minutes.
- Click Apply Now and complete the application.
- When you have completed the application, click submit and your information will be reviewed for instant online approval.
- A Garrett State Bank Loan Officer will follow up to answer your questions.
Our goal is to provide the highest level of service at competitive rates. Our Loan Officers are only a phone call away if you need help. Contact us at 260-357-3133.
Rate Watch
Sign up to have rates e-mailed to you. You may choose to have rates e-mailed to you when they reach your desired rate, or on a regular basis.
Calculators
Whether you are considering purchasing a new home or deciding if it is the right time to refinance, use our calculators to help you make your decision.
Today's Rates
| Conventional | ||
|---|---|---|
| 30 Year Fixed Rate | ||
| Rate | APR | Points |
| 8.250% | 8.366% | 0.000% |
| 20 Year Fixed Rate | ||
| Rate | APR | Points |
| 8.000% | 8.145% | 0.000% |
| 15 Year Fixed Rate | ||
| Rate | APR | Points |
| 7.250% | 7.424% | 0.000% |
| Construction | ||
| Construction Loan | ||
| Rate | APR | Points |
| 8.500% | 9.473% | 0.000% |